The property – a house, apartment, or company headquarters – is often the most valuable asset. Therefore, ensuring its proper financial protection should be a priority. Property insurance is not just a formality – it is real protection against the consequences of unforeseen events that may threaten the peace of the household or the stability of the entire company.

What is property insurance?

It is an agreement with an insurance company that guarantees compensation in the event of damage to the property. The policy can protect:

• the walls and permanent fixtures of the building (e.g., roof, installations, windows),

• the contents of the house or apartment (furniture, household appliances),

• against theft, burglary, and vandalism,

• additionally cover personal liability or even accident insurance for dogs or cats.

For companies, property insurance is not just about protecting the building but also a key element in securing the entire assets of the enterprise.

Who is this insurance for?

• Individual clients – homeowners and apartment dwellers who wish to protect their living space and assets.

• Companies and entrepreneurs – for whom property is an essential base for conducting their business.

What does the policy protect against?

Property insurance protects against the consequences of:

• fire, flooding, hurricane, or explosion,

• theft, burglary, and vandalism,

• power surges and system failures,

• as well as liability towards third parties.

As a result, the owner is not left alone with the costs of repairs, reconstruction, or compensation for damages caused to others.

Minimum safety requirements

In order for the protection to function effectively, the property owner must meet basic requirements, including:

• up-to-date inspections of gas, electrical, and chimney installations,

• appropriate theft protection (locks, doors, windows),

• determining a realistic insurance sum corresponding to the market value of the property.

Meeting these conditions guarantees that in case of damage, the insurer will pay the appropriate compensation.

Why is property insurance for businesses crucial?

For an enterprise, property is often the foundation of its operations – whether it is an office, warehouse, or production hall. The loss of a building or part of it can mean:

• a disruption in operations and loss of revenue,

• the need for costly reconstruction,

• problems with fulfilling contracts and loss of customers,

• and in extreme cases – even a threat to the existence of the entire company.

Therefore, business property insurance is not just about securing the building, but above all about protecting the stability and continuity of the business.

SKAT POLICY – Your partner in safety

At SKAT POLICY, we have been taking care of our clients' safety – both private individuals and companies – for 10 years. We know perfectly how to select a policy that provides real protection and peace of mind.

Our advisors help determine the appropriate insurance sum, tailor the scope of coverage, and take care of all formal details. Thanks to our experience and cooperation with leading insurance companies, we guarantee that every property – whether home or business – will be properly secured.

✅ Protect your assets with SKAT POLICY.
✅ Choose safety, professionalism, and years of experience.